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Medicare and COVID-19

How Medicare is covering coronavirus:

Medicare Coverage –  Medicare (Part B) will cover lab tests to detect COVID-19, but only if your doctor or other health care provider orders it.  You will pay no out -of-pocket costs for such testing.  Additionally, Medicare covers all medically necessary hospitalizations. This includes if you are diagnosed with COVID-19 and might otherwise have been discharged from the hospital after an inpatient stay, but instead, you need to stay in the hospital under quarantine.When a vaccine for the COVID-19 becomes available, it too will be covered by all Medicare prescription drug plans (Part D).   If you happen to be under the Medicare Advantage plan, you will have access to these same benefits, in addition, many Advantage plans,  have expanded coverage of telemedicine, which allows beneficiaries to consult with medical professionals without having to go to a doctor’s office.  Check with your plan for coverage for such coverage details.

When you Call Your Doctor –  Older adults, age 60 and especially older, and people with chronic medical conditions like diabetes, heart, lung, or kidney disease are at a higher risk of serious illness if they contract coronavirus..  Be vigilant If you are in any of these health risk categories.  Contact your primary care if you experience symptoms of shortness of breath, fever, cough, as these symptoms can lead to pneumonia, acute respiratory syndrome, kidney failure and death.  Your doctor will tell you if he or she feels you need to be tested.
Just a Reminder
. . .

Prevention Tips – To steer clear of COVID-19, the CDC recommends:
– Avoid close contact with anyone who appears to be sick; avoid crowds;
–  Reduce nonessential travel within your community; remain at home as much as possible; stock up on supplies, medications, groceries with the help of family/friends/neighbors. young club/church/synagogue volunteers
–  Avoid poorly ventilated places;- clean and disinfect your home – doorknobs, cell phone, computer keyboards, tv remotes, handles on faucets, tables, light switches, sinks . . . everything you can think of that you touch routinely;
– Washing your hands with soap and water (at least 20 seconds) often, especially after being away from your home and out in the public, blowing your nose, coughing, or sneezing.  Use hand sanitizer (that has 60% alcohol) if your water and soap are not readily available.

Last but not least:   Send your questions to:  Savvy Senior
Attn:   Jim Miller   P.O. Box 5443    Norman, OK  73070, Attn:  Jim Miller
Jim is a contributor to the NBC Today show and author of : The Savvy Senior” book.    


FOR MORE INFORMATION ON THE COVID-19:  Visit Coronavirus.gov.

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